Once you have determined if you are eligible for a Home Affordable Refinance or Modification, the next step is to contact your mortgage servicer to discuss your situation. A wide array of servicers have agreed to participate in the Home Affordable Modification program and have already engaged borrowers and expanded capacity to begin the modification process for eligible homeowners. The following is a list of servicers who have formalized their commitment to the program through a signed contract:
http://makinghomeaffordable.gov/contact_servicer.html
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